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Home > Blog > Insurance > Carolina Underwriters Insurance Agency Inc. Blog: insurance
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Carolina Underwriters Insurance Agency Inc. Blog: insurance

View the latest blog posts from Carolina Underwriters Insurance Agency Inc..

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Thursday, August 24, 2017

Do I Need Flood Insurance?

If you live in a 100-year floodplain and have a mortgage, you don’t have to wonder if you need flood insurance – it’s required as a condition of your loan. If flood insurance is not required as a condition of your mortgage, you’re not obligated to carry it. READ MORE >>

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Friday, June 30, 2017

The Hidden Costs of Cheap Insurance-What are you getting for your money?

It’s next to impossible to watch any type of TV programming without seeing a commercial advertising how you can save money on your insurance. So should you really purchase your insurance policy based upon the cheapest price? Before I elaborate on this, allow me to ask you a different set of questions: READ MORE >>

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Friday, June 30, 2017

What's Driving My Personal Auto Insurance Rates?

If you drive a vehicle, you are required by law to have insurance. But why do we need it? Consider hitting a car and injuring three passengers. If both your vehicle and the other vehicle are valued at $20,000 and considered total losses, and each passenger has medical claims of $20,000, this quickly adds up to $100,000! READ MORE >>

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Wednesday, April 26, 2017

The most expensive homeowner insurance claims

Fire is the most expensive cause of homeowner insurance claims, accounting for nearly a quarter of total costs, according to a recent study from Travelers. The Insurance Information Institute reports that the average fire claim cost was $39,791 in 2010-2014. READ MORE >>

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Wednesday, March 22, 2017

Direct writer or Independant agent - which is better?

People looking for insurance often trust the large direct writers in the industry because they think that large organizations save them time and money. A direct writer is an insurance agent that works for one insurance company, as opposed to an agent who is able to shop around and behave as an independent consultant on your behalf. READ MORE >>

Thursday, March 16, 2017

How Much Ransom Would You Pay for Your Online Information?

Information security has become one of the gravest threats facing organizations, consumers and government entities in the past decade. Now that virtually all companies have embraced the era of digitization, hackers and malicious parties are relevant risks in every industry and region of the country. READ MORE >>

Thursday, March 16, 2017

What You Need to Know About Leasing a Car

Leasing a car is becoming more and more popular as time goes on since leasing offers significant benefits as compared with purchasing a vehicle. Edmunds, a research publication that focuses on the automotive market, released the following data from its study last summer on leasing: READ MORE >>

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Wednesday, February 22, 2017

Which is the best life insurance policy for you: Permanent or Term?

When determining your need for life insurance, you need to know which policy is right for you. It is important to understand the biggest differences between term and permanent life insurance when deciding which of these products will best provide you and your family with peace of mind. READ MORE >>

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Wednesday, February 8, 2017

How to protect your home against frozen perils

Freezing temperatures can result in damage to your home, especially if you’re not prepared. Frozen pipes and ice dams are two common perils that can cause thousands in damage for homeowners, but are fairly easy to protect against. Freezing Pipes READ MORE >>

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Wednesday, January 11, 2017

How Does Your Driving Stack Up?

The AAA Foundation for Traffic Safety’s latest American Driving Survey polled nearly 6,000 drivers around the country and found: More than 87% of drivers age 16 and older drove in the past year. Men drove 2,314 more miles than women and spend 18% more time driving. READ MORE >>

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Matthews, NC 28105

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