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Home > Blog > Carolina Underwriters Insurance Agency Inc. Blog: homeowners
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Carolina Underwriters Insurance Agency Inc. Blog: homeowners

View the latest blog posts from Carolina Underwriters Insurance Agency Inc..

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Monday, April 15, 2019

How Does Your Homeowner Policy Respond To Total Losses?

While homeowner insurance covers individuals and families for many day-to-day claims involving water damage, roof damage, and the like, it is potentially there for you when the unthinkable happens and your house is completely destroyed.   READ MORE >>

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Saturday, October 6, 2018

Fall is here time for bonfires, BBQs & burn barrels

Fall is a beautiful time of year, prompting friends and family to venture outside to enjoy time gathered around a fire, roasting marshmallows and telling stories. Whether your choice is a grill, smoker, bonfire or burn barrel, the primal pull of fire helps people bond as the summer heat begins to wane. READ MORE >>

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Wednesday, May 16, 2018

When the In-Laws Move in: Are They Covered

As the Baby Boomer generation continues to grow older, it’s not uncommon to see aging parents move in with their grown children. Regardless of the reason, this situation is becoming more widespread and could potentially create insurance ramifications. READ MORE >>

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Thursday, May 3, 2018

When Dogs Bite

Dog bites and other dog-related injuries accounted for more than one third of all homeowenrs liability claim dollars paid out in 2017, costin almost $700 million. That's according to the Insurance Information Institute(I.I.I.) and State Farm, the largest weiter of homeowenrs insurance in the United States. READ MORE >>

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Tuesday, October 24, 2017

Flue Season: Have your fireplace and chimney inspected

Home heating fires are the second leading cause of home fire deaths after cooking fires, according to the National Fire Protection Association. Fireplaces, chimneys and flues account for a significant number of home heating fires. READ MORE >>

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Thursday, August 24, 2017

Do I Need Flood Insurance?

If you live in a 100-year floodplain and have a mortgage, you don’t have to wonder if you need flood insurance – it’s required as a condition of your loan. If flood insurance is not required as a condition of your mortgage, you’re not obligated to carry it. READ MORE >>

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Wednesday, April 26, 2017

The most expensive homeowner insurance claims

Fire is the most expensive cause of homeowner insurance claims, accounting for nearly a quarter of total costs, according to a recent study from Travelers. The Insurance Information Institute reports that the average fire claim cost was $39,791 in 2010-2014. READ MORE >>

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Wednesday, February 8, 2017

How to protect your home against frozen perils

Freezing temperatures can result in damage to your home, especially if you’re not prepared. Frozen pipes and ice dams are two common perils that can cause thousands in damage for homeowners, but are fairly easy to protect against. Freezing Pipes READ MORE >>

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Wednesday, October 12, 2016

Preventing Water Damage, (and Costly Insurance Claims) with Automatic Shut-Off Systems

Pipes burst, toilets overflow, washing machine hoses break… water damage can be a homeowner’s worst nightmare, and too often these things happen when we are away at work or on vacation—making a bad situation a really expensive one! READ MORE >>

Friday, February 12, 2016

The Loss of Your Priceless Valuables May Come at a Cost

Whether it's a collection of baseball cards or your grandmother's pearl necklace, your collectibles or valuables are priceless to you. Because they're so important, don't take for granted that your homeowners policy will adequately cover your valuable items for loss. READ MORE >>

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Matthews, NC 28105

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